While HSAs and FSAs often hold the spotlight, the fact is that Health Reimbursement Arrangements (HRAs) continue to grow at a steady clip – and benefits administrators stand to gain from embracing them. An HRA gives employers flexibility in offering a benefits plan that helps them meet their goals while delivering a rewarding consumer experience. This flexibility adds a high degree of complexity and variability from employer to employer, which is where Alegeus' HRA solution can make all the difference for your business.
The Alegeus WealthCare Administration platform can make even the most complex HRA plans manageable.
Easily self-configure HRA plans using modular features that automate funding, claim adjudication, and end-of-year rules.
Effortlessly integrate the components you require to build tailored plans, all without the need for IT resources or custom development.
Health insurance carriers can seamlessly integrate enrollment and claims systems for automated adjudication and payments.
For non-carriers, Alegeus makes it easy to import EOB data from multiple sources into the system.
Provide consumers with the choice to have claims autopay, or to pay providers or reimburse themselves independently.
Manage consumers under a single plan while allowing for varying funding and coverage by subgroup.
Save time and reduce costs through self-service, and facilitate faster provider payments – even for complex coverage and eligibility criteria.
Administer a range of products designed to meet the needs of all your employers – including small- and medium-sized businesses seeking cost-effective options.
Health Reimbursement Arrangements
A truly integrated solution that enables employers to reimburse their employees for common medical expenses.
Individual Coverage HRAs
ICHRA plans allow the consumer to shop for coverage in the marketplace, helping to control costs for employers and employees alike.
Excepted Benefit HRAs
EBHRA plans are designed to cover expenses for eligible excepted benefits, such as copays or premiums for vision or dental.
Qualified Small Employer HRAs
For employers with fewer than 50 employees, QSEHRAs can offer health insurance premium reimbursement.
CARDED HRA PLANS
With the ability to easily implement custom debit card authorization rules, Alegeus partners can achieve the highest card penetration, usage and auto-substantiation rates in the industry. Advantages of Alegeus’ carded HRAs include:
CUSTOMER ENGAGEMENT TOOLS
Ensure an outstanding consumer experience with AI-powered decision support tools and self-service features, delivered through a next-generation online portal and mobile app – with every touchpoint customized to your brand specifications. The Alegeus engagement hub delivers real-time, proactive and triggered alerts that engage and empower consumers at critical spending and saving moments in their healthcare journey.
Limitless configurations fulfill the needs of your brokers, employers and consumers.
State-of-the art technology and support increase speed-to-market, reduce errors and improve the consumer experience.
Reduce costs and save time through self-configuration.
Interactive analytics deliver actionable insights to grow your business, operate more efficiently, and better engage/delight your customers and stakeholders.
Our white-label model allows you to own every touchpoint and build brand equity.