We help retirement and investment firms deliver expanded value for customers with holistic health + wealth savings solutions

Retirement advisors must emphasize the realities of healthcare costs

As healthcare costs rise, maintaining coverage and planning for healthcare expenses becomes an increasingly important part of financial planning for retirement.

Low overall retirement readiness

According to Deloitte’s Retirement Survey, a majority of Americans (58%) do not have a formal retirement savings and an income plan in place

Short-term financial needs prevent long-term saving

40% of consumers say they can’t save for retirement due to more immediate financial needs and priorities

Soaring healthcare costs in retirement

According to Fidelity, a 65-year-old couple retiring in 2019 could expect to spend $285,000 on healthcare and medical expenses throughout retirement, and that number is only increasing

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Lack of healthcare savings discipline

80% of Baby Boomers cited uncovered healthcare expenses as their top concern in retirement, yet only 12% have a financial plan for retirement that considers healthcare costs

Changing demographics and preferences

More than 20% of individuals age 65+ are still working due to personal preference, the need to keep healthcare coverage or unmet financial needs

Healthcare costs are becoming such a big part of our retirement conversations that it felt like a no-brainer to add HSAs to our product mix. We looked around to find the best partner to help us deliver those accounts, and Alegeus came highly recommended.

There is such a natural synergy between 401(k)s and HSAs, so it made total sense to begin offering HSAs. But we didn’t want to do it in a silo – we wanted our HSA product to be integrated into our overall experience and digital channels. Alegeus gave us the flexibility to do just that.

As we were bridging from the retirement sector into healthcare savings products, it was great to have a partner like Alegeus to help us navigate the process. Their partnership support goes well beyond technology.

A flexible, end-to-end solution to get you into the business of HSAs

Our flexible business model is built around partnerships

Easy to do business with
  • World-class support team

    Dedicated team of experts, focused on your success during implementation and beyond

  • Flawless implementation and conversion

    High-quality conversion delivered on time, on budget with minimal disruption to your stakeholders

  • Best-practice guidance

    Helping you harness the full power of our platform and optimally align it to your business

  • Rigorous performance measurement

    Measuring what matters to you, with score cards to reinforce our results

Customer-centric support model
  • Your brand at the forefront

    Our white-label model makes your brand the hero, with no trace of Alegeus behind the scenes

  • Your member experience

    Highly configurable front end or the opportunity to consume our capabilities into your environment via integration

  • Product advisory opportunities

    Unmatched product innovation and investments, driven by client input, that enable your key business priorities

  • Win-win economics

    When you grow, we grow. We offer growth credits and revenue-share opportunities to ensure our incentives are aligned

  • Unique program insights

    Helping you identify actionable opportunities to improve your program performance

Partnership for growth
  • Collaborative planning

    We work with you to build a fully fleshed-out go-to-market attack plan, with resources behind it to unlock your potential

  • Adoption and engagement programs

    Open-enrollment and year-round engagement strategies to increase account participation and funding

  • Turnkey tools and templates

    Vast library of customizable marketing and sales content assets to help you kick-start your sales toolkit development

  • Competitive insights

    Deep insight into market players, capabilities and effective sell-against strategies

  • Sales support

    Growth-focused resources available to help with tactical sales support activities (demos, RFPs, finalist meetings and more)

Access our latest thinking

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