2018 Alegeus HSA Participant Profile

Research affirms that HSA participants are more fluent, more engaged in healthcare decision-making, and savvier healthcare consumers than their peers

Alegeus is pleased to unveil part one of its two-part research series on health savings account (HSA) participants, the 2018 HSA Participant Profile, which provides unique insight into account holder demographics, fluency and behaviors. Based on a survey of more than 1,400 U.S. healthcare consumers, the report was commissioned to better understand how HSA participants use their accounts, and, more broadly, how they engage in their healthcare compared to the general population.

The premise of healthcare consumerism is that, if given more financial responsibility for healthcare and empowered to make more informed decisions, consumers will make better choices that lead to improved health outcomes and decreased overall healthcare costs. Consumer-directed health plans (CDHPs) and HSAs are a centerpiece of healthcare consumerism strategies, and the good news is that they seem to be delivering on their promise.

Through better understanding of HSA participants’ thoughts and behaviors, this research offers unique insights into how America’s savviest healthcare consumers engage with their healthcare to get the most value for their dollars, as well as where they fall short of realizing the full advantage these accounts have to offer.

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