New HRA Revisions Effective for 2020 Plan Start Dates

Just in time for 2020, final regulations have been released expanding the ways in which HRAs can be used to provide health benefits for employees. These hotly-anticipated rules create two new HRAs: the “individual coverage HRA” (or ICHRA), which can be used to pay for individual insurance premiums, and the “excepted benefit HRA” (or EBHRA), which can be used to pay for a wide range of expenses and need not be integrated with primary coverage. These new HRAs are available to employers of all sizes, but detailed compliance requirements apply.

Join Jason Lacey, Partner at Foulston Siefkin LLP, for an overview of these final rules, getting you quickly up to speed on what’s new and addressing practical considerations about when and how these new HRAs might be used.

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